You look after everyone else. Now let your money look after you.
Your career isn’t always straightforward, but your finances can be.
Dentistry comes with its own rhythm – years of training, changing income and big decisions at every stage. Generic support doesn’t reflect that.
Practice Plan is proud to be part of the Wesleyan Group, giving you access to specialist advice through Wesleyan Financial Services.
Wesleyan Financial Services works with dentists every day, so they understand how your world works and how to make your money work harder within it. Whether it’s your personal finances, your practice or your long-term plans, together we can help you make confident decisions every step of the way.
Starting out
Get your career off to a strong financial start
When you’re training or newly qualified, money can feel tight and decisions carry weight.
Wesleyan Financial Services helps you get the basics right early on, with clear advice on budgeting, borrowing and planning ahead – so you can make confident decisions about your money and focus on your career from the start.
Protecting what matters
Your income. Your home. Your future.
If your income stops, what happens next?
Dentistry comes with risks that standard policies don’t always reflect. Wesleyan Financial Services are here to help you put the right protection in place – from income protection and critical illness cover to insurance for your home and your practice.
Simple, tailored and built around how you actually work.
Wesleyan Financial Services limited is a broker and insurance products are provided by a number of selected insurers.
Buying your dream home
Mortgages that are designed for dentists
Getting on the property ladder isn’t always straightforward, especially if you’re self-employed or new to your career.
Wesleyan Financial Services work with lenders who understand complex dental incomes and career paths, helping you secure a mortgage with terms that work for you.
Always remember your mortgage is secured on your home. Your home may be repossessed if you do not keep up repayments.
Wesleyan Financial Services provides broker and advice services, for which a fee may apply. Product fees may be payable to the lender.
Making your money grow
Turn savings into long-term growth
Leaving money sitting in a savings account might feel safe, but it could be costing you in the long run.
Wesleyan Financial Services can help you invest confidently, with clear advice and access to a dedicated investment team. So your money isn’t just sitting there – it’s working harder for your future.
The value of your investment can go down as well as up and you may get back less than you invested.
Planning for retirement
The earlier you start, the more you gain
Retirement might feel a long way off. But the decisions you make now shape your future income.
Wesleyan Financial Services can help you make sense of your pension options and build a plan that supports the lifestyle you want later on. And when the time comes, they’ll help you step away from work on your terms.
What’s more, they’re recognised by the NHS as able to provide NHS pension guidance to members.
Buying a Practice
From dentist to business owner
Securing a mortgage for your business premises can be a complex process – but it doesn’t have to be.
Wesleyan Financial Services are here to support you at every stage, from structuring your commercial mortgage to aligning it with your wider business goals.
Alongside funding, they’ll also make sure the right protection is in place, so you can move forward with a strong financial foundation.
Always remember your mortgage is secured on your property. Your property may be repossessed if you do not keep up repayments.
Please note that the Financial Conduct Authority (FCA) does not regulate commercial mortgages.
Growing your practice
Run your business with confidence
Managing a practice means more than delivering great care. It’s about cash flow, contracts, tax-efficiency and long-term planning.
Experts at Wesleyan Financial Services can help you make smarter financial decisions for your business, whether you’re NHS, private or running a limited company – so your business works for you, not the other way around.
Converting to private practice
More control. More opportunity. More to consider.
Switching to private dentistry can transform your income and lifestyle, but it also brings risk.
Wesleyan Financial Services are here to help you prepare financially, so you can make the move with confidence and the right protection behind you.
Leaving a legacy
Make sure your wealth goes where it should
You’ve worked hard for what you’ve built. Without a plan, more of it could go to tax than to your family.
Whether it’s inheritance tax planning or business continuity, dental Specialist Financial Advisers at Wesleyan Financial Services can help you structure your estate efficiently, making sure your wealth supports the people you care about most.
Please note the Financial Conduct Authority (FCA) does not regulate inheritance tax planning.
Specialist partners
Advice that fits your world
You won’t make these decisions alone.
Wesleyan Financial Services can connect you with specialists who understand dentistry, so every part of your financial life works together – from accountants and solicitors to lenders and estate agents. Charges may apply.
The Financial Conduct Authority does not regulate inheritance tax planning. The value of your investment can go down as well as up and you may get back less money than you invested.
How Wesleyan Financial Services can support
Take a listen to Iain Stevenson, Head of Dental at Wesleyan Financial Services in the video below discussing why you should consider Wesleyan Financial Services and the ways in which they can help.
Get expert specialist financial advice
Tell us a few details and Wesleyan Financial Services will be in touch. Alternatively, you can contact them directly on 0808 149 9416
Practice Plan Limited is an introducer appointed representative of Wesleyan Financial Services Limited. Practice Plan Limited (Registered in England and Wales No. 03089948) is a part of the Wesleyan Group. Registered office: Cambrian Works, Gobowen Road, Oswestry, Shropshire, SY11 1HS Telephone number: 01691 684120. Website: www.practiceplan.co.uk.
Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you.